Economic Injury Disaster Loans and Grants

These grants provide an emergency advance of up to $10,000 to small businesses and nonprofits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL).    To access the advance, you first apply for an EIDL and then request...

Expanded CARES Tax Relief Information for Small Business Owners

The CARES Act includes business tax relief including employee retention credits, delayed payroll payments, increased business interest deductibility, and accelerated recovery of alternative minimum tax credits among other forms of relief. The following paragraphs...

Benefit Plan Provisions in the CARES Act

The Coronavirus Aid, Relief, and Economic Security Act (CARES Act), a $2.3 trillion aid package designed to help the economy as it suffers from the effects of the coronavirus pandemic, contains several provisions that affect employee benefit plans. Key provisions as...

Password or Passphrase, Two Sides of the Same Coin

As discussed in the previous post below, we determined that the average user of technology is required to memorize many different login credentials and a helpful tool is a password manager. In this post I will discuss the somewhat controversial topic, at least in...

More Passwords, More Problems

During the past decade, the number of passwords we need to remember has grown exponentially. I am old enough to remember a time when I only needed to remember three passwords: one for work, one for personal email, and one for a forum of which I was a member. Now, at...